Home Loans, Reverse Mortgage, Purchase and Refinance, Home Equity and Improvement Loans, Mortgage Rates and Calculators

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	Refinancing Your Home is as easy as Home123

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	Purchasing a Home easy is as Home123

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Mortgage and Credit Services provided by Central States Mortgage Inc., an Equal Opportunity Lender

As Easy as Home123...

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Dream It...

Use Home123's Tools and Information to Help You Determine Your Best Options

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	We Get It^®


	Today's Available Low Rates*

When you work with Home123, you get the personal attention that only a credit union service organization can deliver. Call 866-774-5172 today and see just how much of a difference membership means. Our established network of over 400 Credit Unions offer the variety of home financing programs to fit your personal needs including...

► Refinance Loans (including Cash Out Refinancing)

► Home Purchase Loans

► FHA Loans (Federal Housing Authority)

► Fixed & Adjustable Rate Mortgages (ARM)

► Home Equity Loans

► VA Loans (Federal & State Veterans)

► Reverse Mortgages

► Interest Only and Many Additional Programs

Current Rates

Loan Type	Rate



30 Year Fixed	5.750%



15 Year Fixed	5.750%



5/1 ARM	6.250%



7/1 ARM	6.500%

*Click here for important Information about these rates

Cutting Through the Loan Clutter^®

At Home123^®, we've done a lot of work to make the entire process easier for you. Call toll free 866-774-5172. Our Network of Expert Mortgage Consultants is ready right now to answer your questions. You can also start your application today online using Rapid Request^sm.

Financial and Mortgage Industry News

Home123 recommends the following news sources for up to date information on topics related to the mortgage and financial industry...

Market Trends - Marketwatch.com, published by Dow Jones and Company, Marketwatch provides market information to over 16 million visitors per month.
Mortgage Laws, Consumer Rights, Bankruptcy and Foreclosure Information - Mortgage Law Network, an excellent blog site published by a diverse group of consumer protection lawyers with information aimed at helping homeowners with the increasingly difficult credit conditions in the United States.

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	Fixed Rate Mortgage Calculator

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