Your chat sessions may be recorded for our training and quality assurance programme. Customers can also use our Appointment system for some important branch services (Company Profile Change / POA Addition and Additional Account Opening) customers can write in to us at profilechange@rakbank.ae to seek appointments. Relief for Business Finance clients. Even the strongest economies of the the world could not mitigate the affects of … With RAKBANK’s Digital Banking platforms, customers can access a variety of banking services that can be completed in just a few simple clicks. Even if you show your bank statements about salary being credited, there should be a straightforward proof that clearly states the amount of salary and the employer that is paying it. Given the current global situation because of COVID-19, protecting our customers and employees is paramount at RAKBANK and we are remaining vigilant in offering alternative methods for our customers not to be affected and for business to continue as per usual via our multiple touchpoints. This is in accordance with Article 4 (4) of (draft) personal loan agreement issued by the Central Bank of the UAE via notice no. We understand these are challenging times for some of our RAKBANK Personal Banking customers and we are always committed to support customers (impacted by COVID-19) on a case-by-case basis, that have a Salary Transfer Personal Loan, Non Salary Transfer Personal Loan, Auto Loan, Mortgage Loan or Home In One through various offers and solutions. Our Business Continuity strategies and procedures are regularly tested to ensure organizational resilience and continuity of business services in the event of an emergency. However, due to the increase in demand and in order to meet that, few banks do offer personal loans with minimum monthly salary AED 4000. © The National Bank of Ras Al Khaimah (P.S.C), 2009 - 2021, Chat with one of our experienced web agents, We are happy to announce that most of our, For more details on our Branch operational changes and cheque clearing timings, please, and refer to subject “Temporary Changes to our Branch Network due to COVID-19”. Embrace Electronic / Digital Channels: Our digital channels are designed to conveniently serve all customers day to day Business requirements from the comfort of their home or office. Switch it to RAKBANK quickly and easily. Alternatively, you can write to us at bbcovidsupport@rakbank.ae or contact your Relationship Manager directly. One time settlement of up to 50% on overdue transaction fees. 0.75% of Approved Loan/finance amount (VAT is applicable) with Minimum of AED 5,250 to existing Dana clients maintaining AED 400K balance or salary transfer to CBD of AED 40K for last 3 months. . RAKBANK’s Business Continuity measures will remain in place for as long as necessary, in accordance with advice from the relevant authorities. Enhanced Digital Banking services and solutions includes the following: Waiver of RAKBANK monthly fees on Digital Banking services for the months of May and June 2020. No information will be disclosed on live chat for your existing products if the chat is not authenticated on this session. RAKBANK has created a dedicated Business Continuity Management (BCM) Team to ensure an effective bank-wide response to the COVID-19 outbreak. For any other assistance please write to your Relationship Manager or Tele Relationship Managers or click here for more information. Learn more and apply now. For any debt relief request, please call our phone banking on 04-2130000 and leave your contact details and we will call you back as soon as possible. For individual customers the bank will provide payment deferrals of up to 3 months on auto loans and personal loans for COVID-19 impacted salaried and self-employed individuals without any charges. Chat with our online web agents and find out more about RAKBANK Accounts. Top-up Loan. Please fill, sign the same (both pages with date), scan and send the completed form to, Also attach any documentary proof which explains the change in your financial situation (due to COVID-19). We hope that you found the aforementioned information useful. Contact RAKBANK Customer Care 24*7 via Call, Email, Contact Form, Chat for instant service on Credit Cards, Debit Cards, Personal Loans, Online Banking & other financial products. Already have a Personal Loan with another bank in the UAE? The Bank would waive-off setup fees and additionally provide a 3 month platform fees waiver to businesses availing this service. Self-employed customers to provide 6 months bank statements that reflect reduction in cash flow as a result of COVID 19. RAK Bank offers Personal loans to help you manage your urgent financial requirements. However, for any emergencies like blocking of card, disputes or reporting fraud you may contact us at any time. The MobileCash facility that allows to make supplier payments in cash as per the set limits. ADCB Personal Loan The ADCB personal loan is one of the most rewarding loans in the region, with benefits such as membership in the ADCB rewards program. We hope that you found the aforementioned information useful. Loan application form – completed and duly signed. Rest assured that we are taking the necessary provisions for our customers and staff against the virus in a way that won’t affect the day-to-day banking needs of our customers or influence the Bank’s operations. Reward yourself, learn more and apply now. For used cars, the loan tenor will depend on the age of the vehicle, which should be a maximum of 10-year cycle up to loan maturity. For customers, we recommend replacing visits to our branches or offices with alternatives available to use remotely at the convenience of our customers. Period of Deferment: Documentation required: Up to 6 months: Letter from employer mentioning drop in salary / benefits or unpaid leave along with duration for which the curtailment will continue. Applications for Additional COVID- 19 Relief Loan/ Finance: Click here to download RAKBANK RAKfinance Loan Application for Additional COVID -19 Relief Loan The Bank would waive-off setup fees and additionally provide a 3 month platform fees waiver to businesses availing this service. Signature: Name: Date:: .1: : 2. Tele-Appointments: While we encourage customers to access our digital channels but essential teller and other services are available through our branches. If you would like to discuss confidential information with an agent, you will need to login and authenticate the chat. RAKBANK Statement Deferral Offer is solely offered to select RAKBANK Credit Cardholders who have received the offer via SMS. Enjoy quick and easy access to funds with simple documentation, high … ... installment deferral fees, early settlement fees, payment default charges. • A deferment of loan payments for up to three months applies to existing borrowing. Application form for the car loan. The BCM team is continuously monitoring the latest international and local alerts and advice, and the Bank is consistently evolving its response accordingly. or contact your Relationship Manager directly. For more details on our Branch operational changes and cheque clearing timings, please click here and refer to subject “Temporary Changes to our Branch Network due to COVID-19” Personal Loan for AED 4000 salary in UAE. RAK BANK is the fastest growing bank in UAE. Click here to download RAKislamic Business Finance Application for Additional COVID -19 Relief Finance  The advantage of taking a loan against fixed deposits is that interest rates on these are usually lower than conventional personal loans since they are secured by the underlying deposit. Operating Model for our Branches & Contact Centre. Bank charges on loan deferment. *Pre-Approval charges shall be adjusted towards processing fee once full case is submitted within the validity of pre-approval (60 Days) This includes, but is not limited to the following: In addition to the above, further services that are available for our RAKBANK Business customers includes. Dear Rak bank. Complaint against Mashreq. For security reasons, kindly close the chat window immediately after chat is completed. The borrowers can top-up their RAKBANK personal loan to the original amount after 1 year of making regular repayments. Major Feature: Free RAK BANK Credit Card free for life Minimum Salary Requirement: AED 5,000 Reducing Rate (as advertised): 5.99% p.a. For any debt relief request, please call our phone banking on 04-2130000 and leave your contact details and we will call you back as soon as possible. Maximize your savings with RAKBANK’s range of transactional bank accounts in Dubai and UAE. Dubai Islamic Bank (DIB), established in 1975 is the pioneer of Islamic banking that has seen a phenomenal growth. Bank has the right to terminate/amend the terms and conditions at any time without notice to the customer DEFC pertains to the installment deferment request of Personal Loan account for the deferment month as requested in Customer’s confirmation SMS Instalment deferral of up to 6 months without any additional fees or penalty interest upon request and on a case-by-case basis for customers (impacted by COVID-19) that have a RAKfinance / Business Loan/ Finance and Asset based Finance. Emirates Skywards World Elite Credit Card. Please speak to your Relationship Manager for any assistance with regards to Trade Finance & Real Estate Finance, and we will work with you on a case-by-case basis. Download / login to the RAKBANK Digital App that is readily available at the Apple Store and Google Play Store. Charged interest. As the time progress the bank shifted its policies from corporate banking to other small and retail business. Chat Live with our customer service representative for queries and support, © The National Bank of Ras Al Khaimah (P.S.C), 2009 - 2021, Chat with one of our experienced web agents about Downloadable Forms, Emirates Skywards World Elite Credit Card, Managers Cheque Demand Draft Application Form, Application for Funds Transfer within RAKBANK. Valid visa. Resolved Rak Bank — loan deferment facility not available M Muralig Review updated: Nov 02, 2020 As my company remains in closing situation, last 5 months salary not paid . Some identity documents like Passport, copy of the VISA, Emirates ID, etc. Yes, RAKBANK contacted me and did the needful. Chat Live with our customer service representative for queries and support. Relief for Trade Finance & Real Estate Finance clients. It is established in 1976 and widely known as RAKBANK which is basically the National Bank of Ras-Al Khaimah PJSC. We are happy to announce that most of our Branches are now operational for your day to day banking requirements and should you require, you can visit any branch as per the table below for Teller Transactions & Customer Service: Saturday to Thursday Requests made out for Bank Statements, Debit Cards, Cheque Books and much more can be done through the Digital Banking platform at lower charges as compared to the charges incurred when visiting a branch. The bank will provide payment deferrals of up to three months on auto and personal loans to those whose salaries were impacted by the Covid-19 … AED 50/- Cashback on every Trade Finance request initiated though the Digital platform. To avail Instalment deferral of up to 3 months without any additional fees or penalty interest, please follow the below process: Click here to download the RAKBANK Loans application for COVID-19 Relief Loan. To avail Instalment deferral of up to 3 months without any additional fees or penalty interest, please follow the below process: We understand these are challenging times for some of our RAKBANK Business customers and we are always committed to supporting them through various offers and solutions such as providing fee waiver on Digital Banking and debt relief for customers that have been impacted by the outbreak of COVID-19. Select from RAKBANK’s range of Business transactional accounts, equipped with online banking and mobile banking services. Loan Against Fixed Deposit Loan against fixed deposit customers can avail a loan against fixed deposits held with the bank. Does RAKBANK have a Business Continuity framework in place? The features are : Maximum finance can be availed up to 20 times the salary for UAE nationals and expats. Dear Rak bank. • Bank fees and charges will be reduced by up to … RAKBANK Digital Banking App for Retail Customers, RAKBANK Business App for Business Banking and Wholesale Banking customers. Enhanced Digital Banking services and solutions includes the following: The Bank has recently launched RAKBANK Simplify service, an online store builder which enables merchants to sell online via webstore and social platforms, generate and send secure payment links to customers to collect cashless payments, thereby encouraging social distancing. Personal finance decisions are best made when they're simple, stress-free and focused on you. 10:00 am to 9:00 pm. Mashreq Bank personal loans are one of the many excellent financial services the bank has been providing since its inception in 1967. We urge customers to use the RAKBANK Business Mobile App, ATMs and Electronic Deposit Machines for your cash/cheque related services, 24/7 support over web chat or call our automated phone banking service to start banking. The Bank has recently launched RAKBANK Simplify service, an online store builder which enables merchants to sell online via webstore and social platforms, generate and send secure payment links to customers to collect cashless payments, thereby encouraging social distancing. Some of the top banks to be considered at this salary are Dubai Islamic Bank, ADCB Bank, RAKBANK and such. / 1. ADCB COVID-19 deferral for loans and cards: COVID-19 impact on global workforce: COVID-19 has disrupted the lives of millions of people around the globe especially in the form of job loss, unpaid leaves, salary cuts and much more. Up to 6 months RAK Bank Personal Loans offers higher Loan amounts at low-interest rates, with flexible repayment options up to 48 months for expatriates and 60 months to UAE nationals * RAK bank also has Buy-out loan offers for those Already have a Personal Loan with another bank in … or call us on +9714 2130000  or on our international bank phone number +9717 2064444 if you need more details or if you have specific requests related to your banking needs. Features of Rakbank Personal Loan. The customer service do not Like to help and only they will keep transferring the call to onther customer service and no one will answer the call ,im working in the hospitality sector, due to the COVID 19 my hotel was deducted %50 from the salary and the bank called me to not deduct anything however I did not receive any email from your side and the money was time. 24x7 Phone Banking Services RAK Bank confiscated my Land Cruiser Prado siting non payment of monthly dues. Find the right account for your needs. Your chat sessions may be recorded for our training and quality assurance programme. Cash Management Services: We also have a suite of cash management products that encompass electronic deposit machines, cheque scanning machines, document pick-up services etc., all of which can help with uninterrupted banking operations from the convenience of the customer’s office. After six months of regular repayments on RAK loan, the borrowers can apply for the option of RAKBANK personal loan deferment for a month. No information will be disclosed on live chat for your existing products if the chat is not authenticated on this session. Personal Loans Get high Personal Loan amounts at low interest rates, with flexible repayment of up to 48 months for expatriates and UAE nationals (60 months for Armed Forces Staff). Yes, the Bank has a well-established Business Continuity framework set in place, which is in line with industry best practices and regulatory requirements. I took a personal finance loan from Abu Dhabi Islamic Bank … Click here to download the RAKislamic application for COVID-19 Relief Finance. Flat Rate: 3.18% p.a. Click here to download RAKislamic Asset Based Finance Application For Additional COVID -19 Relief Loan - Multiple Loans Please get in touch your Relationship Manager to know more about these services. For existing RAKBANK customers, the maximum loan tenor is up to 60 months for new vehicles. Our Phone Banking agents are available for all customer queries and requests between 9 AM and 6 PM throughout the week. Waiver of Merchant Fees monthly payment on RAKBANK Simplify for the next 3 months to businesses, that offer essential services like delivery of medicine, groceries and other related services. Customers can also avail the benefits of discounted pricing offered by our digital banking channels on various services. We enhanced the services of our Digital Banking platform and we urge our customers to use the RAKBANK Business App, Digital Banking and ATMs / EDMs for their own safety. Published: July 29, 2014 14:22 Manuel Almario Community Editor. To know more about RAKBANK Simplify, merchants can get in touch with the Bank at rakbankpay@rakbank.ae or contact businessbanking@rakbank.ae. I/We have no objection to the above deferment of installment. Check & compare Abu Dhabi Commercial Bank personal loan interest rate, eligibility, minimum salary requirements, maximum loan amount & documents required. Similarly you can reach out to your Relationship Managers on their contact numbers / email addresses to discuss matters pertaining to their accounts or other banking products, however if customers need to visit a bank representative a prior appointment is advisable, so that we can attend to you without any inconvenience. For Armed Forces Staff, 15 times the salary can be availed; A maximum loan amount provided is AED 1.5 Million Waiver of monthly RAKBANK Local TT charges conducted via the Digital Banking app, effective. This may vary from bank to bank or circumstances. Signature: Name: Date:: .2: : FOR BANK USE ONLY Branch Back Of ce Signature veri ed by Updated by Approved by Authorised by Deferment 1st 2nd Auto Loan Home Loan for By using this form, I confirm that I have not made any alterations We offer a wide range of business, personal and online banking services. We request that customers make use of the channels listed below that are available 24/7, which can be accessed digitally, for their day to day banking requirements. Documents required. The Customer can request for a Non-Transactional Card by filling up and submitting the requisite form at the Bank’s Branches. For security reasons, kindly close the chat window immediately after chat is completed. Banks in UAE are pessimistic about providing personal loan with a low minimum monthly salary. (as per 4 years calculation) Processing Fees: 1% of the finance amount (Min AED 500, Max AED 2,500) Maximum Finance Amount: AED 1,250,000 (up to 20 times of salary) Islamic Finance: Yes Maximum Term: 48 Months; 60 Months for … To know more about RAKBANK Simplify, merchants can get in touch with the Bank at. Can I currently access my banking services and needs? I have been on this country for the past 30 years , but never have I experienced such a miserable situation like the one I am currently undergoing with RAK Bank During my ongoing financial struggle, I missed 2 monthly dues with RAK Auto Loan for my Prado Vehicle. The Mashreq Bank Personal Loan interest rate ranges from 5.99% to 31.99% also an attractive feature of Mashreq personal loan is that the loan amount can be repaid up to a tenor of 48 months. Welcome to RAKBANK in Dubai and the UAE. The Bank since inception has remained customer-centric organization, where honesty and customized personal service form the basis of all relationships. For new customers, the maximum loan tenor is 60 months for new vehicles. If you would like to discuss confidential information with an agent, you will need to login and authenticate the chat. RAKBANK’s Contact Centre and Automated Phone Banking service: We understand these are challenging times for some of our RAKBANK Business customers and we are always committed to supporting them through various offers and solutions such as providing fee waiver on Digital Banking and debt relief for customers that have been impacted by the outbreak of COVID-19. Seeing all of your accounts in one view along with the latest balance and transactions, Funds transfers within RAKBANK, the UAE and internationally, Paying bills (utilities included) and set up standing orders, Checking your credit card minimum payment due, Credit Card payments within RAKBANK, the UAE and internationally, Initiating requests such as Cheque book request, Statement of Account, Balance Confirmation, Reference Letter, Posting salaries through the Wages Protection System, Updating customers Emirates ID, trade license and other details, Initiating Fixed Deposit, Trade Finance and other services, In addition to the above, further services that are available for our RAKBANK Business customers includes, For any other assistance please write to your Relationship Manager or Tele Relationship Managers or. Please feel free to email us at contactus@rakbank.ae or call us on +9714 2130000  or on our international bank phone number +9717 2064444 if you need more details or if you have specific requests related to your banking needs. For a Personal Loan in UAE, Salary Certificate/ Salary Certificate Letter plays an important role.No Bank in UAE accepts your loan application without a Salary Certificate. Alternatively, you can write to us at. “What they did, RAK Bank, it was Dh17,000 credit card. I thank Gulf News for the support in this regard. Click here to download RAKislamic Asset Based Finance Application for Additional COVID -19 Relief Finance - Multiple Finance, ​​​​​Relief for Trade Finance & Real Estate Finance clients. • The bank merchant's service fees will be cut in half for eligible SME customers with annual credit card transactions of less than Dh5m. 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