Refinance Loans
 
  Language: English  
Home Loans
Search Refinance Loans
Home Loans
888-215-0080
 
Loans
Purchase and Refinance Refinance
  Refinancing as easy as Home123
 
refinance home equity loan Purchase a Home
  Purchase a Home as easy as Home123
 
mortgage refinance loan Home Equity
  Harness the Value of Your Home
 
refinancing home loan Apply for a Loan
  Apply now with Rapid Request
 
home loan refinancing Credit Repair
  Starting at $39.  Get Started Today on the Road to Better Credit
 
Loan Calculator Loan Tool Kitsm
  Information, Glossary, Calculators and More
 
Home purchase Contact Home123
  We are Ready to Help You
 
Purchase loans About Home123
  One of America's Most Recognized Brands
 
Home equity loans FAQs
  Answers to Frequently Asked Questions
 
easy loans Prequalify
  Make an Offer with Confidence
 
mortgage and loans Credit Center
  Understand Your Credit
 
 
 
  Credit Center and Loans
 
 
 
 

The Refinancing Process

Refinancing means paying off your current mortgage by obtaining a new one. People refinance for many reasons, some include to lower monthly payments, to remove a prepayment penalty, or to get a different loan type or length.

Customers may also wish to get cash out of their home. They do this by borrowing against the equity in their home and receive cash in exchange. People can use this cash to pay off credit cards, to pay for college tuition, to pay medical expenses, other debt consolidation or even purchase another home.

Would Refinancing Help You?

If you own your own home, and if your home is worth more than you owe on it, then you have some equity. If, in addition, your monthly payments on your debt obligations (e.g. mortgage payment, credit card payments, car payments, etc.) are hard to make each month, (or they can handle, but would prefer your monthly output to be lowered) then refinancing may help. Also, if you need money for a specific purpose (e.g. college tuition, wedding, medical expenses, etc.), your home equity may be able to help you out.

To find out if you are eligible for refinancing, call and speak with a Mortgage Consultant. You can explain your current situation and tell us what you wish to accomplish. We'll let you know if we can unlock some of the equity in your home to help attain your financial goals. Most importantly, we'll cut through the loan clutter and eliminate unnecessary confusion.

Call 1-888-215-0080 to speak with an Expert Mortgage Consultant or apply now with our Rapid Requestsm

 
Mortgage Calculator Print This Page Loan Clutter Email This  Page Reverse Mortgage More Tools
 
LEGAL DISCLAIMER: This Tool is for general information purposes only and does not address individual circumstances It may not be right for you and should not be relied upon in making decisions.
 
Loan Tool Kit

As Easy as Home123...

Easy Loans
1  
Dream It...
Use Home123's Tools and Information to Help You Determine Your Best Options  
Loan Tools
2  
Find It...
Talk to a Mortgage Consultant Today      about Getting the Right Loan for You
Home Equity
3  
Finance It...
Apply Now with Home123 Rapid Request
Refinance
Fixed Rate Mortgage Calculator
 
Choose your option
Required Loan Amount  $
Term of Loan (in Years)  
Rate of Interest  %
Monthly Payments:  
Monthly Payments    
Home123 Can Help Find the Loan You Need*  
 
30 Year Fixed
15 Year Fixed
5/1 ARM
30 Year Jumbo
 

*Click here for important Information about rates. 

 
Cutting Through the Loan Clutter®

At Home123®, we've done a lot of work to make the entire process easier for you.  Call toll free 888-215-0080.  Our Network of Expert Mortgage Consultants is ready right now to answer your questions.  You can also start your application today online using Rapid Requestsm.

More >>