Let the property qualify
for the mortgage instead of you.


Pathway to Home Ownership

Welcome to Home123 Mortgage, your premier destination for mortgage solutions tailored to meet your unique needs. If you’re in California and looking to invest in real estate or expand your business through property acquisition, you’ve come to the right place.

Innovative Lending Strategies

At Home123 Mortgage, we understand that traditional mortgage options may only sometimes fit every borrower’s unique financial situation. That’s why we specialize in innovative lending strategies designed to simplify the pathway to home ownership and investment.

Our team offers a range of non-traditional loan products, including bank statement loans, DSCR (debt service coverage ratio) loans, and cash flow loans, tailored to accommodate various financial scenarios and goals.

We're Here to Guide You

Whether you’re a self-employed entrepreneur, a seasoned investor, or a first-time home buyer looking to purchase an investment property, we’re here to guide you every step of the way. Our team will work closely with you to understand your unique financial needs and objectives, then tailor a mortgage solution that fits your specific situation.

Simple and Straightforward

At Home123 Mortgage, we’re committed to making the home-buying process as simple and straightforward as possible. With our innovative lending strategies and personalized service, we’ll help you overcome obstacles and achieve your dream of home ownership or investment success. Contact us today to learn more about how we can help you secure the financing you need to achieve your real estate goals.

We Have the Expertise

Whether you’re interested in purchasing a rental property, acquiring an Airbnb or VRBO, or investing in a multi-family property, we have the expertise and resources to help you confidently navigate the process. Our team understands the unique challenges and opportunities associated with investment property financing, and we’re committed to providing personalized guidance every step of the way.

Our non-QM loans

With non-QM loans and flexible underwriting criteria, we can assist self-employed individuals and business owners secure financing for their real estate ventures. Whether you’re a seasoned investor or exploring real estate investment for the first time, our team is here to help you achieve your goals and maximize your returns.

Partner With Us

When you partner with Home123 Mortgage, you gain access to a dedicated team of professionals who are committed to your success. We pride ourselves on our transparent communication, efficient processes, and commitment to delivering exceptional service. Whether you’re buying your first investment property or expanding your portfolio, we’re here to make the lending process seamless and stress-free.

Contact Home123 Mortgage

Take the next step towards realizing your real estate investment goals. Contact Home123 Mortgage today to explore your financing options and discover why we’re the trusted choice for investment property lending in California.

Fill out the form below, and we will be in touch shortly or click here to learn more.