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Loan Options​

Ask about our simple, fast, and easy Home Improvement Loan with your refinance or purchase. Use our ValueBuilder or DreamBuilder Loan program to remodel Kitchen or Bath, make repairs, or build an addition like a Nursery, Home Office, or Garage.

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

PURCHASE

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Unique Loan Programs

Explore options that may make you a home owner with a low down payment.

3% Down Conforming

Purchase programs with as little as 3% down.

First Time Home Buyer

Popular loan programs for first time home buyers.

FHA

An FHA loan provides a government-insured loan with flexible loan options.

VA

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

USDA

Purchase a home with no money down in certain rural and suburban areas.

High Balance Conforming

Conforming higher loan limits based on county specific locations.

Jumbo

Jumbo loans offer maximum flexibility for home financing for larger loans.

NON-QM / Specialty Financing

Bank Statement qualifying for Self-Employed, DSCR qualifying for Investors.

Investment Property

Mortgage loan programs for vacation and investment properties.

Rehab

Roll the costs of the renovation into your loan.

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

REFINANCE

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HOME IMPROVEMENT

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Refinance

Mortgage refinancing may lower your monthly payments.

Cash Out Refinance

You could pay off those high-interest debts by refinancing to a lower rate.

Value Builder Loan

Increase your home’s value while remodeling, adding an addition, or modernizing your style.

Dream Builder Loan

Purchase a home and remodel, repair, or upgrade to create your dream home design.

GOALS

What are your goals?

Everyone is unique, request your personalized rates and fees.

We are committed to helping you reach them.

Fill out the form below, and we will be in touch shortly.

To speak to an Advisor and get a 'FREE Consultation' submit your phone number below.

Have Us Call You Instantly!

HOW DID WE DO?

How can I help you? 

What would you like to know?

I want to Refinance

Fill out the form below, and we will be in touch shortly.

I want to Buy a Home

Fill out the form below, and we will be in touch shortly.

Home123 Realty generates individual property reports for those clients that engage the company to provide this service.

If you would like this service, please contact us. CLICK on the ‘FREE Consultation’ button above or submit your phone number here.

Our technology captures your target markets, desired returns, and capital to invest to determine financing prequalified properties meeting your specific needs. 

Unfortunately, today our property/financing integrated technology is available only to our internal Home123 Advisors.  However, you may access its benefits and get a personalized list of qualified properties by contacting a Home123 Advisor.

To speak to an advisor and verify the value of our service, CLICK on the ‘FREE Consultation’ button above or submit your phone number here.

We do plan on offering our technology to private investors in the near future.  Please check back regularly to get early bird pricing. 

Our technology captures your target markets, desired returns, and capital to invest to determine financing prequalified properties meeting your specific needs. 

Unfortunately, today our property/financing integrated technology is available only to our internal Home123 Advisors.  However, you may access its benefits by contacting a Home123 Advisor.

To speak to an advisor and verify the value of our service, CLICK on the ‘FREE Consultation’ button above or submit your phone number here.

We do plan on offering our technology to private investors in the near future.  Please check back regularly to get early bird pricing. 

Today, our property/financing integrated technology is available only to our internal Home123 Advisors.  However, you may access its benefits by contacting a Home123 Advisor.

To speak to an advisor and verify the value of our service, CLICK on the ‘FREE Consultation’ button above or submit your phone number here.